Legal Notice and Data Privacy Policy

ShipFinance.ai is a project by HHX.blue GmbH.

Office and Postal Address

Am Kiel-Kanal 2, 24106 Kiel, Germany

Provider Information Under § 5 DDG

HHX.blue GmbH
Am Kiel-Kanal 2
24106 Kiel, Germany
Registered office of the company: Kiel
Local court Kiel, HRB-23188 KI
Managing Director: Olaf Danckwerts
VAT number: DE324907169

Contact

Lasse Dierich
Email contact@shipfinance.ai

Regulatory Authorities

HHX.blue GmbH is subject to supervision by public authorities:

HHX.blue GmbH is a licensed broker for loans according to § 34c GewO.

HHX.blue GmbH is a licensed capital raiser for open and closed funds according to § 34f GewO.

HHX.blue GmbH is a member of the Chamber of Commerce in Kiel.

Responsible for Editorial Content Under § 18 Abs. 2 MStV

Lasse Dierich
Am Kiel-Kanal 2
24106 Kiel

Dispute Resolution

We are not willing or obliged to participate in dispute resolution proceedings before a consumer arbitration board.

Liability for Contents

As a provider of digital services, we are responsible for our own content on these pages under the applicable general laws. We are not generally required to monitor transmitted or stored third-party information or actively investigate circumstances indicating unlawful activity.

Obligations to remove or block the use of information under the general laws remain unaffected. However, liability in this regard is only possible from the point in time at which a concrete infringement of the law becomes known. If we become aware of any such infringements, we will remove the relevant content immediately.

Liability for Links

Our offer contains links to external websites of third parties, on whose contents we have no influence. Therefore, we cannot assume any liability for these external contents. The respective provider or operator of the sites is always responsible for the content of the linked sites. The linked pages were checked for possible legal violations at the time of linking. Illegal contents were not recognizable at the time of linking.

However, a permanent control of the contents of the linked pages is not reasonable without concrete evidence of a violation of the law. If we become aware of any infringements, we will remove such links immediately.

Copyright

The content and works created by the site operators on these pages are subject to German copyright law. Duplication, processing, distribution, or any form of commercialization of such material beyond the scope of the copyright law shall require the prior written consent of its respective author or creator. Downloads and copies of this site are only permitted for private, non-commercial use.

Insofar as the content on this site was not created by the operator, the copyrights of third parties are respected. In particular, third-party content is identified as such. Should you nevertheless become aware of a copyright infringement, please inform us accordingly. If we become aware of any infringements, we will remove such content immediately.

No Advice

The information provided on the Internet pages and the publications made available do not contain all information essential for economically significant decisions, but merely non-binding opinions on markets and products at the time of publication. In particular, they do not constitute an offer in the legal sense. Reading them can therefore not replace individual advice from a consultant or analyst.

Privacy Policy

1. Data Protection at a Glance

General Information

The following information provides a simple overview of what happens to your personal data when you visit our website and use our services including ShipFinance.ai. Personal data is any data that can be used to identify you personally. For detailed information on the subject of data protection, please refer to our data protection declaration listed below this text.

Data Collection on Our Website

Who Is Responsible for Data Collection on This Website

Data processing on this website is carried out by the website operator. You can find his contact details in the imprint of this website.

How Do We Collect Your Data?

On the one hand, your data is collected by you providing it to us. This can be, for example, data that you send us by e-mail when contacting us about ShipFinance.ai.

Other data is collected automatically by our IT systems when you visit the website. This is mainly technical data (e.g. Internet browser, operating system or time of page view). This data is collected automatically as soon as you enter our website.

What Do We Use Your Data For?

Some of the data is collected to ensure error-free provision of the website. Other data may be used to analyze your user behavior and to provide and improve our ShipFinance.ai service.

What Rights Do You Have Regarding Your Data?

You have the right to receive information about the origin, recipient and purpose of your stored personal data free of charge at any time. You also have a right to demand the correction, blocking or deletion of this data. For this purpose, as well as for further questions on the subject of data protection, you can contact us at any time at the address given in the imprint. Furthermore, you have the right to lodge a complaint with the competent supervisory authority.

You also have the right to request the restriction of the processing of your personal data under certain circumstances. For details, please refer to the privacy policy under "Right to restriction of processing".

Analysis Tools and Third-Party Tools

When visiting our website, your surfing behavior may be statistically analyzed. This is done primarily with cookies and with so-called analysis programs. The analysis of your surfing behavior is usually anonymous; the surfing behavior cannot be traced back to you. You can object to this analysis or prevent it by not using certain tools. You can find detailed information on this in the following privacy policy.

You can object to this analysis. We will inform you about the objection options in this privacy policy.

2. General Notes and Mandatory Information

Data Protection

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this data protection declaration.

When you use this website, various personal data are collected. Personal data is data with which you can be personally identified. This privacy policy explains what data we collect and what we use it for. It also explains how and for what purpose this is done.

We would like to point out that data transmission on the Internet (e.g. when communicating by e-mail) can have security gaps. Complete protection of data against access by third parties is not possible.

Note on the Responsible Office

The responsible party for data processing on this website is:

Lasse Dierich
HHX.blue GmbH
Am Kiel-Kanal 2
24106 Kiel

E-Mail: contact@shipfinance.ai

The responsible party is the natural or legal person who alone or jointly with others determines the purposes and means of the processing of personal data (e.g. names, e-mail addresses or similar).

Applicable Data-Protection Framework

We process personal data in accordance with the GDPR, the German Federal Data Protection Act (BDSG), the Telecommunications Digital Services Data Protection Act (TDDDG), and other applicable laws. Requirements for AI-assisted services are assessed as the platform develops and the relevant provisions become applicable.

Revocation of Your Consent to Data Processing

Many data processing operations are only possible with your express consent. You can revoke an already given consent at any time. For this purpose, an informal communication by e-mail to us is sufficient. The legality of the data processing carried out until the revocation remains unaffected by the revocation.

Right to Object to Data Collection in Special Cases and to Direct Advertising (Art. 21 DSGVO)

If data processing is carried out on the basis of Art. 6(1)(e) or (f) DSGVO, you have the right to object to the processing of your personal data at any time on grounds relating to your particular situation; this also applies to profiling based on these provisions. The respective legal basis on which processing is based can be found in this privacy policy. If you object, we will no longer process your personal data concerned unless we can demonstrate compelling legitimate grounds for the processing which override your interests, rights and freedoms, or the processing serves the purpose of asserting, exercising or defending legal claims (objection under Article 21(1) DSGVO).

If your personal data is processed for the purpose of direct marketing, you have the right to object at any time to the processing of personal data concerning you for the purpose of such marketing; this also applies to profiling, insofar as it is related to such direct marketing. If you object, your personal data will subsequently no longer be used for the purpose of direct marketing (objection pursuant to Article 21 (2) DSGVO).

Right of Complaint to the Competent Supervisory Authority

In the event of violations of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, in particular in the Member State of their habitual residence, their place of work or the place of the alleged violation. The right of appeal is without prejudice to any other administrative or judicial remedy.

Right to Data Portability

You have the right to have data that we process automatically on the basis of your consent or in performance of a contract handed over to you or to a third party in a common, machine-readable format. If you request the direct transfer of the data to another responsible party, this will only be done insofar as it is technically feasible.

SSL or TLS Encryption

For security reasons and to protect the transmission of confidential content, such as orders or requests that you send to us as the site operator, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the fact that the address line of the browser changes from "http://" to "https://" and by the lock symbol in your browser line.

If SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

Information, Blocking, Deletion and Correction

Within the framework of the applicable legal provisions, you have the right at any time to free information about your stored personal data, its origin and recipient and the purpose of data processing and, if necessary, a right to correction, blocking or deletion of this data. For this purpose, as well as for further questions on the subject of personal data, you can contact us at any time at the address given in the imprint.

Right to Restriction of Processing

You have the right to request the restriction of the processing of your personal data. To do this, you can contact us at any time at the address given in the imprint. The right to restriction of processing exists in the following cases:

If you dispute the accuracy of your personal data stored by us, we usually need time to verify this. For the duration of the review, you have the right to request the restriction of the processing of your personal data.
If the processing of your personal data has happened / is happening unlawfully, you can request the restriction of data processing instead of deletion.
If we no longer need your personal data, but you need it to exercise, defend or assert legal claims, you have the right to request the restriction of the processing of your personal data instead of erasure.
If you have lodged an objection pursuant to Art. 21 (1) DSGVO, a balancing of your and our interests must be carried out. As long as it has not yet been determined whose interests prevail, you have the right to request the restriction of the processing of your personal data.

If you have restricted the processing of your personal data, this data - apart from its storage - may only be processed with your consent or for the assertion, exercise or defense of legal claims or for the protection of the rights of another natural or legal person or for reasons of an important public interest of the European Union or a Member State.

Objection to Advertising E-Mails

The use of contact data published within the framework of the imprint obligation for the transmission of advertising and information material not expressly requested is hereby objected to. The operators of the pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising information, such as spam e-mails.

3. Data Collection on Our Website

Cookies and Consent Storage

This website stores your privacy selection in your browser's local storage. This strictly necessary entry is named shipfinance-consent-v1, contains your choice and the time it was last updated, and remains until you delete it through your browser settings. It is used only to remember whether optional analytics may run.

Google Analytics is not loaded and does not set analytics cookies unless you select “Allow analytics”. You can refuse analytics without losing access to the website. You can also change or withdraw your choice at any time using the “Cookie settings” control on the website. Withdrawing consent does not affect the lawfulness of processing carried out before withdrawal.

Access to or storage of information on your device is governed by § 25 TDDDG. Optional analytics is based on your consent under Art. 6 (1) lit. a DSGVO. Strictly necessary consent storage is used to provide the privacy choice you requested.

Server Log Files

The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:

Browser type and browser version
Operating system used
Referrer URL
Host name of the accessing computer
Time of the server request
IP address

This data is not merged with other data sources.

The collection of this data is based on Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in the technically error-free presentation and optimization of its website - for this purpose, the server log files must be collected.

Hosting and Content Delivery Through Cloudflare

This public website is hosted and delivered through services provided by Cloudflare. When you access the website, Cloudflare may process technical connection and security data, including IP address, requested URL, browser and device information, timestamps, and information used to detect malicious traffic. This processing is necessary to deliver, secure and maintain the website and is based on our legitimate interests under Art. 6 (1) lit. f DSGVO.

Cloudflare operates a global network. Data may therefore be processed outside Germany and, where applicable, outside the European Economic Area. Where required, transfers are protected by Cloudflare's Data Processing Addendum and the applicable EU Standard Contractual Clauses. Cloudflare may set strictly necessary security cookies when relevant protection features are enabled.

This global delivery of the public website is separate from the planned hosting architecture for financing-case data and AI processing in the ShipFinance.ai platform. Further information is available in Cloudflare's Data Processing Addendum and its Privacy Policy.

Contact by E-Mail

If you contact us by e-mail, your inquiry including all resulting personal data (name, inquiry) will be stored and processed by us for the purpose of processing your request. We do not pass on this data without your consent.

The processing of this data is based on Art. 6 (1) lit. b DSGVO, if your request is related to the performance of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, the processing is based on your consent (Art. 6 (1) (a) DSGVO) and / or on our legitimate interests (Art. 6 (1) (f) DSGVO), as we have a legitimate interest in the effective processing of requests sent to us.

The data you send to us via contact requests will remain with us until you request us to delete it, revoke your consent to store it, or the purpose for storing the data no longer applies (e.g. after we have completed processing your request). Mandatory legal provisions - in particular legal retention periods - remain unaffected.

4. Analysis Tools and Advertising

Google Analytics

If you consent, this website uses Google Analytics, a web analytics service provided in the European Economic Area by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. Google Analytics helps us understand aggregated website use and improve the website. Analytics is disabled by default and its script is loaded only after consent.

We have disabled Google signals and advertising-personalization signals in our configuration. Google Analytics may nevertheless process identifiers, device and usage information and may transfer data to Google servers outside the European Economic Area, including in the United States.

IP Anonymization

For users in the European Union, Google states that IP addresses are used for location derivation and then discarded before the data is logged. Google Analytics does not provide us with individual IP addresses. We additionally request IP anonymization in the website's Analytics configuration.

Consent and Withdrawal

You can refuse analytics in the initial privacy notice or withdraw consent later through “Cookie settings”. On withdrawal, this website disables further Google Analytics collection and removes accessible first-party Google Analytics cookies. You can also delete site data in your browser settings.

For more information on how Google Analytics handles user data, please see Google's privacy policy: https://support.google.com/analytics/answer/6004245?hl=de.

Order Processing

Google makes data-processing terms available for Google Analytics. We use the service subject to the applicable data-processing terms and transfer safeguards configured for our account.

Storage Period

When analytics is allowed, Google Analytics may set the first-party cookies _ga and _ga_<container-id>. Google documents a default lifetime of two years, which may be shortened through property or browser settings. User-level and event-level retention is configured in the relevant Google Analytics property. For current details, see Google's data-retention information.

5. Third-Party Services and Tools

Web Fonts

This site uses self-hosted web fonts (Fraunces and Montserrat) served from our own infrastructure. Font files are loaded from the same origin as this website; no connection to Google or other third-party font CDNs is made for typography.

If your browser does not support these web fonts, a standard font from your computer will be used.

6. Artificial Intelligence and Automated Decision-Making

AI-Assisted Features

ShipFinance.ai is in a pre-launch pilot stage. As AI-assisted features are developed, our design goals include:

Clearly identifying AI-assisted features and relevant AI-generated content
Explaining relevant system capabilities and limitations
Providing appropriate human review and oversight

Automated Processing in ShipFinance.ai

ShipFinance.ai may use automated analysis to help structure financing cases and support case review. These features are intended to assist users and not replace human judgment. The public website does not make decisions that produce legal or similarly significant effects. If future platform processing falls within applicable automated-decision rules, relevant rights and safeguards will be provided, which may include the right to:

Obtain human intervention in automated decision-making
Express your point of view regarding automated decisions
Contest automated decisions affecting you

7. Data Retention and Deletion

Retention periods depend on the purpose, configured provider settings, contractual requirements and applicable legal obligations:

Consent preferences remain in local storage until you change them or delete your browser data
Optional analytics data follows the retention settings configured in Google Analytics
Email inquiries are retained while needed to answer the request and for any applicable statutory obligations
Technical website logs: According to configured provider retention periods and only as long as required for security, operation or legal obligations